Privacy Policy

This Privacy Policy governs your use of the website or mobile application managed by C3 Marketing Group, LLC ('Site Operator'), including any interfaces of its affiliates or subsidiaries (collectively referred to as 'Sites'). In this policy, references to 'we', 'us', or 'our' are directed towards Site Operator's affiliates or subsidiaries that adhere to this Privacy Policy. Herein, we detail our practices regarding the collection, use, and sharing of your information, including the ways such information might be utilized in advertising. Our objective is to clarify our methods for safeguarding your online information. For more comprehensive information, please consult our Terms of Service. Acceptance of Policy: Using our Site indicates your acceptance of this Privacy Policy, including how we handle your information as described here. Privacy Commitment: We value your privacy. This policy outlines our online information practices and your choices regarding the collection and use of your information. Privacy details are accessible on our homepage and various pages across our Site. Privacy Policy Scope: This policy addresses the handling of personal information you provide or we collect, including data gathered in business operations or website visits. It also includes handling of information shared with or received from our business partners and third parties. Site Operations: support@bill-negotiation-reviews.com manages various Sites and domains. This policy applies to all current and future Sites under Site Operator's operation. For more details about our company group, please contact us via email or postal address: Email: support@bill-negotiation-reviews.com Postal Address: 2093 PHILADELPHIA PIKE #1615 CLAYMONT, DE 19703 Note: This policy applies exclusively to Site Operator managed Sites, not to third-party websites or external links. Information Collection and Usage: We collect different types of personal information on our Site for various purposes including: Understanding your interest in our products/services and providing relevant information Engaging consumers seeking bill negotiation and/or termination services Account setup and customer service Enhancing our products/services Offering information about third-party products/services that may interest you Sharing non-identifiable aggregate data with business partners for analysis or PR purposes Your information may be used for promotional purposes, but you can opt-out of such uses. Third-Party Information Disclosure: We may disclose your personal information for transactions, fulfill contracts, or as law permits. This includes sharing with affiliates or unrelated companies. You can opt-out of third-party information collection not related to our services. Cookies and Site Navigation: Cookies, small text files on your computer, are used for site functionality and user experience enhancement. You can choose to reject cookies, but this may limit some site functionalities. Our policy covers only our cookies, not those used by advertisers. Use of Clear GIFs (Web Beacons/Web Bugs): Our site employs clear gifs (also known as Web Beacons/Web Bugs), small graphics with unique identifiers functioning similarly to cookies, to improve content management. These clear gifs track user online behavior but are not linked to your personally identifiable information. Commitment to Children's Privacy: Our Site is not intended for individuals under 13 years old. We do not knowingly collect data from children under 13 without parental consent. For more about COPPA, visit the Federal Trade Commission website. If you believe we have inadvertently collected such information, please contact us for its removal. Data Security Measures: We take steps to prevent unauthorized access and ensure accurate use of information online through physical, electronic, and managerial safeguards. Use of Personal Information for Contact: This Privacy Policy serves as our Do Not Call Policy under the Telephone Consumer Protection Act. Conversations may be recorded for quality. You can request not to be contacted for telemarketing by joining our Do Not Call list. Anti-Spam Policy: You'll receive emails from Site Operator only if you've opted in. You can choose not to receive postal, telephonic, or electronic marketing messages, but we may still contact you for non-marketing purposes. Business Transitions: In events like mergers or acquisitions, your personal information may be transferred. We will notify you of such changes. California Do Not Track Disclosures and Privacy Notices: We currently do not respond to browser Do Not Track signals. California residents have specific privacy rights regarding personal information sharing and are automatically opted out of certain data sharing. Notices for Vermont and Nevada Residents: Vermont residents have specific rights regarding personal information sharing, and Nevada residents can request not to be contacted via our internal Do Not Call List. International Users Notice: Information from users outside the U.S. is processed in the United States, where data protection laws may differ from those in your country. Testimonials: Submitted testimonials will be published with consent. Be cautious of personal information in testimonials as they are publicly accessible. You can request testimonial removal anytime. California Residents' Privacy Rights This section is specifically for California residents, covering how we handle personal information collected from various sources, including website interactions, product purchases, electronic communications, and direct interactions. Scope of the California Consumer Privacy Act (CCPA): Not all personal information is subject to the CCPA. Some may be exempt, while other data falls under its protection. "Personal information" under the CCPA includes data that identifies or can be linked with a California resident or household. Exclusions apply to publicly available, de-identified, or aggregated data, as well as data covered under laws like the Gramm-Leach-Bliley Act (GLBA). Categories of Collected Information: Over the past year, we've collected data across several categories as defined by the CCPA, including identifiers (like names and email addresses), customer records (like physical characteristics or financial information), protected classifications, commercial information, internet activity, geolocation data, sensory data, professional or employment-related information, and inferences drawn from personal information. Sources of Information: We gather this information directly from clients, indirectly through service provisions, via our website, and through third-party interactions. Use of Personal Information: We use collected data for various business purposes, including fulfilling service requests, providing relevant information and services, responding to law enforcement requests, and as part of business transitions like mergers or acquisitions. Disclosure of Personal Information: In the last year, we have disclosed certain categories of personal information for business and commercial purposes to affiliates, service providers, and third parties authorized by you. California Residents' Rights: As a California resident, you have the right to know about, delete, or opt-out of the sale of your personal information. You also have the right to data portability and to not be discriminated against for exercising these rights. You may authorize an agent to exercise these rights on your behalf. Exercising Your Rights: California residents can exercise their privacy rights by contacting us at support@bill-negotiation-reviews.com. Opt-Out Notice: You have the right to direct us not to sell your personal information. Opt-out requests can be made through the same contact channel. Privacy Policy Updates: We may update this Privacy Policy and will notify users of significant changes. Regular review of this policy on our site is encouraged. Contact Us: For further inquiries about our Privacy Policy, please reach out to us via email at support@bill-negotiation-reviews.com.